Sell a Fire or Water Damaged House As-Is

After a fire or serious water damage, you're often left paying for a house you can't live in while an insurance claim crawls along. Selling as-is can end that limbo. We buy damaged homes for cash at every level, from smoke and water staining to structural loss, and you don't remediate or clean up a thing.

Damaged houses are hard to sell the normal way. Retail buyers can't get financing on a home with major fire or water damage, their lenders won't allow it, so you're left with a tiny pool of cash buyers anyway. Meanwhile the smell sets in, mold starts where the water sat, and the longer it waits, the worse and more expensive it gets. A direct as-is sale cuts through all of that.

We've bought homes with everything from a single scorched kitchen to whole sections lost to fire, and flood, storm, and burst-pipe damage of every degree. Condition doesn't scare us off; it's what we do.

How we handle it

We buy the house in whatever state the fire or water left it, and we work around your insurance rather than against it.

• Any damage level, from smoke and staining to structural and total loss
• Fire, flood, storm, sewage backup, and burst-pipe damage all qualify
• We can buy mid-claim, your claim proceeds and the sale stay separate
• No remediation, no mold treatment, and no debris removal required from you
• Condemned or red-tagged homes are within what we buy
• You keep dealing with your adjuster; we coordinate around that timeline

Your insurance claim and the sale can coexist

A common worry is that selling will forfeit an open insurance claim. It usually doesn't have to. In many cases the claim proceeds already owed to you and the sale of the property are handled separately, so you can collect what you're due and still sell the damaged house. We'll coordinate with your timeline and your adjuster, though the claim itself stays between you and your insurer.

If a fire or flood left you with a house you can't use and a claim that won't move, selling as-is may be the cleanest way forward. Get a fair cash number for it exactly as it stands.